Simplicity Blog

Check out the latest news, tips, information and resources from Walton Financial

How to save money on your life insurance.

Check out this article for some great tips on saving money on your life insurance. http://www.thestar.com/business/personal_finance/insurance/2014/01/28/how_to_save_money_on_life_insurance.html

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Protect Your Retirement Plans From The Impact Of A Critical Illness

Have you considered the impact of having to dip into your retirement savings? The cost of using RRSPs to cover expenses of an unexpected illness could result in the need to work longer or retire with less money than planned. Despite this, many Canadians don’t have an adequate plan for the unexpected. In an Ipsos Reid survey*, 52 per cent of respondents indicated they would dip into retirement savings if

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Demystify Your Retirement Income Outcome

You spend your working life building wealth to fund your retirement. Yet, when it’s time to transition from accumulating to withdrawing money (also known as the income phase of your financial security plan), you may feel uncertain about: How much money you’ll actually need to cover your expenses Whether your money will last How much investment risk you should take as you approach retirement How to customize your investments to

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RRSP vs. Mortgage

One of the most significant questions around the Canadian personal finance world is decision between paying down your mortgage, or putting money into your RRSP? You can make a compelling argument depending on your personal situation. Let’s explore some options: A. Pay down your mortgage first, then start contributing to your Registered Retirement Savings Plans. There is no doubt that paying off your mortgage will give a guaranteed tax free return. The problem with

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Planned Giving

Walton Financial is proud to announce that Glenn Shaw CFP is an active member of: The Planned Giving Counsel of Simcoe County Planned giving can be advantageous, allowing tax savings for you, as of now, and your estate. Planned giving is determined today, put off till later, most often in a will. It comes from assets and may be made in the form of bequests, gifts of life insurance, annuities,

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One Year Anniversary Announcement

Walton Financial Group would like to congratulate Glenn Shaw – Certified Financial Planner. He had an outstanding first year with the firm. Glenn has over 35 years experience in the Financial Services Industry, with over 16 of those years as a Financial Planner. Serving your clients needs with sound advice has been critical to your success! Glenn specializes in: money management, retirement income solutions, tax-minimization strategies, as well as life

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Planned Giving Using Life Insurance

Charitable Giving has become more popular in Canada. You may wish to remember a charity through the payment of a cash legacy at the time of your death. Rather than leaving the burden of paying that legacy with your estate, you could consider funding this gift well in advance. This option can be done through the purchase of a life insurance policy. Funding the charitable bequest with a life insurance

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“We are young, healthy people, we don’t need life insurance”

Recently we received a note from one of our clients thanking us for our dedicated work in settling their life insurance claim and the peace of mind this brought her and her family through this difficult time. We wanted to take the time to share this with you to stress the importance of having a plan in place should the unthinkable happen. “How many people think that way and do

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